Description of the service

OJSCB “Microcreditbank” offers services on plastic cards types:

individuals debit plastic cards;

legal entities corporate plastic cards in national currency;

private entrepreneurs plastic cards in national currency;

VISA International payment system cards - Visa Classic in foreign currency.

Use of plastic cards gives a possibility to pay all types of utility services;

enable the payment of all telephone communications;

gives an opportunity for Bank’s plastic cards holders to get insurance services against life accidents.

On-Line system download of funds (wages) and equated to them payments in order to provide high quality service to its customers;

A variety of services through self-service terminals and ATMs installed in regional branches and enterprises;

Possibility to download funds from own settlement account card without any obstacles in ATMs, self-service terminals, POS terminals and payment terminals installed in all regional branches for owners soum plastic cards;

Possibility for control of payments with plastic cards through sms from mobile phones;

Services corporate plastic cards for making payments for the needs of the enterprises of legal entities;

Possibility to pay for goods and services with Visa cards anywhere in the world in On-Line stores through Internet.

Advantages of plastic cards:

Soum plastic card is universal payment tool, which an access key to manage your Bank account;

Plastic cards are designed to implement cashless payment for goods and services, as well as withdraw of cash from your Bank account through ATMs and cash desks of the Bank throughout the Republic;

Using any ATM or terminal, you can get information about balance of cash as well as history of funds flow on plastic card;

Nobody except you can use plastic card without knowing your personal password;

Unlike cash, which do not generate additional income, funds placed on the card account in the Bank, constantly enriched. Owners of «electronic wallets» earn interest with monthly capitalization of income;

A convenience of Soum plastic card is you do not need to carry large sums of money when visiting shops and service enterprises;

Paying for goods and services by plastic card, you are guaranteed the accuracy of the calculations and quick service;

To carry out cash and non-cash payments in all Bank branches located in regional centers, cities and regions;

“Microcreditbank” plastic cards are accepted for payment in trade, mobile companies services and municipal payments, pay for travel on the metro, and also in other places of the Republic of Uzbekistan on rendering paid services, where trade terminals are installed;

Overdraft is a credit to individuals, using «Microcreditbank» cards:

Credit amount;

Four times the size of average monthly salary;

Creditperiod - 1 year;

Interest rate -14% per annum;

Purpose of credit - unlimited;

Plastic card is a convenient payment mechanism for salary;

“Microcreditbank” offers a convenient and reliable way to transfer, store, and receive wages using the Soum plastic card;

You are be able to put additional amount and increase you funds in the account or to withdraw money from plastic card accounts at any time convenient you;

To transfer in timely manner wages and equivalent payments onto plastic card. It simplifies procedure of salary payment;

Prevents the risk that may occur during storage and transportation of cash funds intended for payment of wages;

Employees may enroll their wages and equated payments in all “MicrocreditBank” branches;

Monthly interest on the remaining amount and their monthly capitalization is provided for plastic cards holders;

A monthly income of 14% per annum is accrued for salary project;

To realize to employees payments for goods, utilities and other services and withdraw cash throughout the Republic of Uzbekistan.

Payment for utility services in «Microcreditbank» saves your time;

For payments through specialized cashes of «Microcreditbank», located near to your home, you save time and money for transportation and other expenses, and receive high quality service from qualified specialists of the Bank;

Payment for public utilities and other payments are accepted in all branches, mini-banks and specialized cash desks of “Microcreditbank” as through plastic cards and cash;

Plastic card is an effective method for managing your budget, time and information, when you have the opportunity in any ATM machine or terminal to receive, except calculations, information on balance of funds on the card, and also history of their movement taking into account the last performed transactions;

Plastic card is a modern type of Bank Deposit;

Your money on plastic card accumulates, as well as on savings book;

There is «Hazina cards» Deposit type in “MicrocreditBank”

Initial fee 500 thousands Soums and 20 % per annum;

Funds on plastic card can be transferred into other types of deposits, and also to make non-cash payments;

Plastic card is a reliable means of keeping money.

You can replenish account of the plastic card by putting cash on deposit in any branch of “Microcreditbank”;

In café of loss of the card, nobody, not knowing your personal password, will not be able to use it, and your money in full safety is in the Bank;

You lost only a plastic card, which can be exchanged for a new one, with account balances;

All operations are carried out with a plastic card accounts are kept secret;

You fully protect your funds from the risks of loss with plastic card JSCB “Microcreditbank”. You use selected and entered into the memory card pin code, and as result, it is completely eliminates the possibility of using your card by others;

Cash in the account of the plastic card is guaranteed by the Fund for guaranteeing citizens' deposits in banks of the Republic of Uzbekistan.

Sphere of the service

Category of the service recipient

Individuals and legal entities.

The organization

Contacts

Address: 14, Lutfiy str., 100096, Tashkent

Tel.: (+998 71) 273-05-86

Fax: (+998 71) 273-05-86