Description of the service
Loans are provided to citizens ( pensioners ) of the Republic of Uzbekistan, who are legally competent, with a permanent and additional revenues from its activities with a permanent job with a permanent place of residence.
• The amount of mortgage loans issued in the amount of 75% of the cost of housing, the remaining amount - 25% paid by the borrower in the form of down payment.
Bank offers mortgage loans in the following amounts:
• For the construction and acquisition of individual houses - of up to 3,000 times the minimum wage set by law;
• For the reconstruction of individual houses, as well as the purchase of an apartment in an apartment building - in the amount of up to 2,500 times the minimum wage set by law.
Purpose of mortgage lending:
• Construction of individual houses in compliance with established norms and rules of construction based on an individual or a model project agreed in accordance with legislation;
• The reconstruction of individual houses;
• Acquisition of an individual house or apartment in a residential apartment building.
Sphere of the service
Banking and Financial ServicesCategory of the service recipient
Individuals.
The organization
Joint-Stock Commercial Bank “Uzpromstroybank”Contacts
Address:100000, Tashkent city, Shaxrisabzkaya str.,3
Phone:(99871) 120-35-94,
Fax:(99871) 233-35-94,
E-mail: info@uzpsb.uz
Documents required to get the service
Required documents submitted by the borrower to the bank to obtain a mortgage loan for the construction and reconstruction of property:
• Loan application indicating the amount requested ;
• A copy of a notarized document confirming the applicant's right to land, in the manner prescribed by law ;
• Information on the applicant's income and living together with him family members issued by place of permanent employment in the past 12 months;
• A copy of the approved project for the construction of the borrower an individual house , agreed in accordance with legislation;
• Document confirming the borrower's down payment (copy of deposit book , bank statement or certificate );
• Proof of residence of family members of the borrower , as well as documents confirming their identity ( copy of passport , birth certificate );
Required documents submitted by the borrower to the bank to obtain a mortgage loan for the purchase of individual houses , as well as buying an apartment in an apartment building:
• Loan application indicating the amount requested ;
• The contract of sale of individual houses or apartments , indicating the agreed value with the annex notarized copies of documents confirming the property right of the applicant to a house of the seller;
• Information on the applicant's income and living together with him family members issued by place of permanent employment in the past 12 months;
• Document confirming the borrower's down payment of 25% (copy of deposit book , bank statement or certificate );
• Proof of residence of family members of the borrower , as well as documents confirming their identity ( copy of passport , birth certificate );
• A report on the valuation of the acquired individual house or apartment, prepared by an independent appraisal company in accordance with the law;
When necessary for the preparation of the analysis, the decision of the loan the bank has the right to demand documents proving the existence of additional assets
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Legal basis for service provision
Resolution of the Cabinet of Ministers № 181 of August 23, 2007.
Cost and method of payment for the service
Free of charge.
Period of dealing with an application
Contractual with bank manners.
Methods for obtaining results
Personally.
Result of the service
Credit fence.
Reasons for refusal
In case of not providing the necessary documents.
Order of appeal
In prescribed manner.
Sending...
