Description of the service
For the purchase of consumer goods ( furniture, electrical appliances, computers, housing and household goods, building materials and other new consumer goods (services) ) Bank funds via bank transfer in the amount of 100 % of the cost of consumer goods. Amount of consumer credit should not exceed 100 times the minimum wage.
Loan funds are allocated for a period of 3 years:
- employees of corporate clients and other individuals with an interest rate of 16% per annum;
- young families with an interest rate of 12% per annum, with a grace period of 6 months.
Borrower makes 25% of the loan amount to the contribution in the form of down payment.
Employees of corporate clients as well as employees of budget organizations, which are served in OJSCB " Uzpromstroybank " loans are available with no down payment.
Loan to purchase a car. OJSCB "Uzpromstroybank" provides individuals with car loans domestic production of up to 1,500 times the minimum wage, non-cash, up to 3 years, the annual interest rate of 16%. Prerequisite is to make the borrower an initial contribution of 50% of the car value. The borrower must provide the bank a full package of documents necessary for the consideration of the loan in the prescribed manner. ( Discounts do not apply ).
Major credit conditions:
• The statutory loan amount should not exceed 100 times the minimum wage ( for the car - 1500 minimum wages).
• Consumer loans are capable citizens who have a permanent job and income from its activities, as well as permanently residing in the Republic of Uzbekistan to persons who are not citizens;
• To purchase furniture, electrical appliances, computers, housing, household goods and other consumer goods necessary to provide (basic ) in the amount of at least 125% of the loan amount;
• The guarantee of a bank or insurance company;
• Guarantee of effective third person ( physical entity );
• accepted collateral in the form of liquid assets and securities, guarantees of individual or liquid collateral.
Sphere of the service
Banking and Financial ServicesCategory of the service recipient
Individual.
The organization
Joint-Stock Commercial Bank “Uzpromstroybank”Contacts
Address:100000, Tashkent city, Shaxrisabzkaya str.,3
Phone:(99871) 120-35-94,
Fax:(99871) 233-35-94,
E-mail: info@uzpsb.uz
Documents required to get the service
For consumer credit in the bank the following documents:
• An application for consumer credit;
• Copy of passport of the borrower;
• Certificate of employment on the average monthly salary, as well as information about other sources of income;
• Proof of residence or neighborhood committee , as well as documents confirming the identity of the members of the family ( copies of your passport , birth certificate );
• Information on marital status and income;
• Help from the tax authorities that no debt or tax liabilities;
• The contract for the sale ( invoice agreement) dealer , decorated in accordance with legislation;
• If necessary, the bank may require additional information differentially.
Car in the entire amount , as a collateral as collateral for a loan.
Legal basis for service provision
Resolution of the Cabinet of Ministers № 181 of August 23, 2007.
Cost and method of payment for the service
Free of charge.
Period of dealing with an application
Contractual with bank manners.
Methods for obtaining results
Personally.
Result of the service
Credit fence.
Reasons for refusal
In case of not providing the necessary documents.
Order of appeal
Application to the head of bank.
Sending...
