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Online submission of an application for a loan for small businesses as a legal entity
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Description of the service

Online submission of an application for a loan. Small businesses submit an application online for a loan. After consideration of the application, the appropriate branch of the bank provide the applicant with a certificate electronically, by email for further processing.

Sphere of the service

Banking and Financial Services

Category of the service recipient

Legal entities

The organization

Joint-Stock Commercial Mortgage Bank “Ipoteka Bank”


Address: 100000, Tashkent, 17 Independence Avenue

Phone: + 998 (71) 150-11-22


E-mail: info@ipotekabank.uz

Documents required to get the service

  • A business plan;

  • Balance sheet for the last reporting period (Form № 1);

  • Information about the debts and credits (Form № 2a);

  • Comparative act on debts overdue more than 90 days (Form № 2);

  • Certificate of registration (for individual entrepreneurs)

Legal basis for service provision

On the basis of the requirements of the Resolution of the President of the Republic of Uzbekistan № PP-4354, "On additional measures to create the most favorable business environment for further development of small business and entrepreneurship" from 24.08.2011

Cost and method of payment for the service

Free of charge. If the loan application is approved by the bank (branch), the commission, in accordance with the approved tariffs will be charged.

Period of dealing with an application

Within 3 banking days.

Methods for obtaining results

In electronic form.

Result of the service

After providing all the necessary documents by the applicant, the loan application is considered the credit committee of the branch of the bank, in the prescribed manner and the committee makes decision to grant or refuse the application. The applicant is informed of the decision.

Reasons for refusal

In case of providing an incomplete set of documents necessary for the consideration of a loan application, the bank (branch) may request additional documents. Also, the reasons for the refusal can be:

  • inaccuracy of the submitted documents;

  • application containing profanity and offensive language, as well as any advertising;

  • any other actions that are contrary to law.

Order of appeal

The applicant may appeal to a higher authority in the manner prescribed by law.

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